Question 1

What is the pricing?

Accepted Answer

6% flat and no hidden charges

Question 2

What is the tenure?

Accepted Answer

Between 1-12 months

Question 3

What is the maximum amount that can be accessed?

Accepted Answer

N50,000 to N20,000,000

Question 4

Is the interest on reducing balance?

Accepted Answer

No. Its flat on the initial principal

Question 5

Is there room for early liquidation

Accepted Answer

Yes, at no extra cost. Interest for outstanding months will not be charged

Question 6

What are the required documents?

Accepted Answer

*Six months bank statement of salary account *One passport photograph *Photocopy of ID card(applicant and guarrantor) *Postdated cheques equaling loan tenure *Two postdated cheque of guarrantor *Appointment and confirmation letter

Question 7

Do I have to be in Abuja to apply?

Accepted Answer

No you don't have to be in Abuja

Question 8

What is the turnaround time (TAT) to be credited?

Accepted Answer

Within 12hours once documentation is completed

Question 9

Can I invest?

Accepted Answer

Yes. You can take advantage of our fund management products. We also offer financial advisory services

Question 10

Is CIL a licensed financial institution?

Accepted Answer

Yes CIL is a licensed financial institution, regulated by The Central Bank of Nigeria

Consumer Investments Ltd

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