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  • What is the pricing?
    6% flat and no hidden charges
  • What is the tenure?
    Between 1-12 months
  • What is the maximum amount that can be accessed?
    N50,000 to N20,000,000
  • Is the interest on reducing balance?
    No. Its flat on the initial principal
  • Is there room for early liquidation
    Yes, at no extra cost. Interest for outstanding months will not be charged
  • What are the required documents?
    *Six months bank statement of salary account *One passport photograph *Photocopy of ID card(applicant and guarrantor) *Postdated cheques equaling loan tenure *Two postdated cheque of guarrantor *Appointment and confirmation letter
  • Do I have to be in Abuja to apply?
    No you don't have to be in Abuja
  • What is the turnaround time (TAT) to be credited?
    Within 12hours once documentation is completed
  • Can I invest?
    Yes. You can take advantage of our fund management products. We also offer financial advisory services
  • Is CIL a licensed financial institution?
    Yes CIL is a licensed financial institution, regulated by The Central Bank of Nigeria
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